Dennis Gilliam was born in Waco, Texas on July 5, 1950. He attended Waco Public Schools and graduated Magna Cum Laude from the Baylor University School of Business in 1972. After a forty year career in banking where he served as President of several local institutions, Dennis joined the Dunnam & Dunnam law firm as its Escrow Manager. He is now the President of Advance Trust & Life Escrow Services.

Dennis has been associated with numerous social, civic and professional organizations over the years, including:

• Texas Bankers Association
• Independent Bankers Association of Texas
• Greater Waco Chamber of Commerce
• Baylor-Waco Foundation
• Waco Community Development Corporation